Jessica writes the calculator guides on BusinessCalc: the margin breakdowns, the break-even walkthroughs, the markup-versus-margin conversion that trips up more small businesses than it should. Before writing, she spent time as a credit analyst reading loan files for a living, which is where the habit of tying every number back to a source came from.
Across the Encore network her beat is small business finance and consumer money questions generally: what things cost, what a formula actually assumes, and where the assumption breaks down.
Chris built the nine calculators on this site, from the break-even math to the SDE-multiple logic behind the business valuation tool. He sets which formulas ship, reviews them when a tax figure like the self-employment rate changes, and reads the contact form personally when a number gets flagged.
He doesn't write bylined articles here. His name appears on the editorial standards page and on the formula notes behind each calculator instead.
One inbox handles everything: formula corrections, calculator requests, and general questions all go through the contact form. Chris reads every message. Anything tied to a specific article gets routed to Jessica if she's the one who wrote it.
